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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Tho Phan

Tho Phan

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

As your trusted loan officer, I am committed to going above and beyond to exceed your expectations and help you achieve your homeownership goals. Let's work together to turn your homeownership dreams into reality!


Phone: (214) 718-3284

NMLS#: 2361608

License: FL, TX

Spoken Language: English, Vietnamese

My reviews on Google

Outstanding Service and Expertise! I had the pleasure of working with Tho, and I couldn’t be happier with the service I received. From the start, they were professional, attentive, and patient, taking the time to explain all my options in detail. The entire loan process was made seamless, thanks to their expert knowledge and timely communication. What impressed me most was how Tho went above and beyond to ensure I understood every step, making the experience stress-free. They were always available to answer my questions and provided updates without me having to ask. I highly recommend Tho for anyone looking to secure a loan with confidence. They made a potentially overwhelming process feel manageable and straightforward.
Thank you tho she the best she will helped you out hesitating and she did outstanding job with any loan you needed to help 10/10
she was fantastic. Very professional, helpful and made the loan process easy. Thanks a lot Tho!

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 199 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

199+

Number of Lenders

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

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